In addition to citing the consequences of abandoning a mobile home, a 2012 report issued by the EPA shared that there were an estimated 332,000 vacant or abandoned mobile homes in the U.S. as of 2007.
If you have an abandoned mobile home on your property or in your neighborhood, the structure can pose safety risks and bring down the surrounding property values.
Unfortunately, it’s unlikely that anyone will voluntarily remove the structure to solve the problem — as a concerned member of the community, it may be up to you to take action. This will involve obtaining the mobile home title and confronting legal issues that might arise from handling a seemingly abandoned property.
This guide will help you carry out this process so you can legally take ownership of an abandoned mobile home. From locating the current owner to taking key legal steps to obtain authorization to handle the structure, you’ll find all the information you need.
How to Claim an Abandoned Mobile Home’s Title
Removing an abandoned mobile home from your community can be more complex than you might think. If you interfere with the property in any way without legal authorization, you could face legal charges for theft, destruction of property, or other violations.
The good news is that there are steps you can take to obtain the title of a vacant mobile home. Once you legally take ownership, you can donate your mobile home to a charity that helps the homeless.
The following steps provide a general outline for claiming legal possession of an abandoned mobile home. However, your state or local laws may affect this process, so make sure to review the regulations in your area before you take any action.
Locate the Legal Owner
The first step in learning how to claim an abandoned mobile home involves contacting the legal owner. Depending on the situation, you may already know the owner’s identity. In that case, you might be able to resolve the problem by contacting them directly and asking them to move the mobile home or sign the property’s title over to you.
If you don’t know who owns the property, you’ll have to conduct some research to get that information. Fortunately, property ownership is a public matter. Try searching for the mobile home’s owner by visiting the website for your county assessor’s office.
Alternatively, you can attempt a reverse search. Look up the address for the lot where the mobile home sits. You can use Whitepages or Spokeo for this purpose. The search should give you the names of any persons linked to that address.
Claim It With a Surety Bond
If you’ve tried and failed to find the legal owner, you’ll have to get a title for the property through other means. One method involves obtaining a surety bond from an authorized insurance company. The insurer will issue a bond that’s good for five years, giving you ample time to apply for a new title.
You can apply for the title through a state government office, such as the Secretary of State. In addition to filling out the application, you must provide the surety bond. The insurance company will issue a bond for double the value of the abandoned property. This process can take anywhere from a few weeks to several months.
Once you secure the title, you can remove or demolish the mobile home. Since the new title grants legal ownership to you, you get to decide what becomes of the property. If you choose to donate the mobile home, you can easily learn how it works and how this option can be beneficial.
Ask for a Court Order
A court order serves the same purpose as a surety bond in establishing you as the new owner of the mobile home. You’ll need to go to court to explain to a judge why you want to claim ownership. Be prepared to provide certain details about the property, such as the make, model, year, and VIN number.
Once you have the court order, take it to the Secretary of State’s office or the appropriate government agency in your state and fill out a statement describing your interest in the mobile home. After you receive the assigned title, you can use it to schedule free mobile home removal services.
Other Scenarios and Risks of Claiming an Abandoned Mobile Home Without a Title
Once you know how to claim an abandoned mobile home, you should be able to resolve the situation without undue difficulty. However, several issues can arise that might complicate matters further. For example, bank liens and criminal charges can affect the disposal of the mobile home.
Make it a point to consult a qualified lawyer to avoid the following issues:
Foreclosed Properties by Banks
If the property is owned by a bank, it could add a wrinkle to your plans. In this situation, a foreclosure might include the mobile home as well as the land itself. This involves de-titling the mobile home, turning it into a permanent part of the real estate. Your only alternative might be to bid on the property at a short sale auction.
Insurance Challenges
It’s not uncommon for someone to come along and claim ownership of an abandoned mobile home.
The need for low-income housing in light of the reported 23% increase in homeless shelter residents since 2019 might motivate someone to illegally claim a mobile home. This can lead to liability issues since insurance companies won’t pay claims without a legal title.
Legal Issues
It’s important to know how to claim an abandoned mobile home in case the previous owner returns. In some instances, a property might seem abandoned while the legal mobile homeowner travels for business, vacation, or family emergencies.
If you try to remove the mobile home under these circumstances, you could face legal charges. You might end up paying fines or facing jail time for violating criminal laws. Trespassing, theft, and other accusations can also stain your record if you handle the situation improperly.
Donate Your Mobile Home Instead of Abandoning It
As you’ve now learned, claiming an abandoned mobile home can be a complicated process. Even so, it can help you eliminate abandoned property that might otherwise cause serious problems in your community.
In some cases, you may be able to settle the issue quickly by contacting the legal owner. In others, you might need to obtain a surety bond or request a court order.
No matter how you go about claiming an abandoned mobile home, your next step will be to get rid of it. In light of the worsening homelessness crisis, donation is the best option if the property is still in good condition.
Banyan Mobile Home Removal can use your tax-deductible donation to help a family in need in your community. Contact us today to learn more about how to dispose of an old mobile home while doing a public service.